Non-custodial ZK payment rails on Stellar Protocol 25

Private payment infrastructure for verifiable settlement.

Pakana provides protocol-level rails for non-custodial private payments, proofs, and compliance attestations on Stellar Protocol 25. Built as infrastructure for teams integrating privacy into financial workflows.

Split-brain architecture: API-dark Primary Node handles confidential workflows while read-only Satellite endpoints expose verification state.
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Satellite tx count
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Proof verifications
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Visitors (7d)
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Early access signups

Metrics / Evidence

Live traction signals from on-chain verification and weekly product usage.

Who uses Pakana

Every industry handling sensitive transactions, identity verification, or multi-party payments has a data exposure problem. Pakana solves it.

Legal & Escrow

Trust accounting without the liability

Tokenized disbursement tracking with immutable audit trails. Proof of every dollar moved, without exposing client identities.

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Real Estate & Construction

Multi-party payments that work

Tokenize deliverables, require multi-signature approval before disbursement, and create permanent project records.

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Financial Compliance

KYC that respects privacy

Verify customer identity for regulatory compliance without storing raw PII. Zero-knowledge proofs confirm attributes cryptographically.

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Cross-Border Payments

Instant settlement, global reach

Move USDC across borders in seconds via MoneyGram's 300,000+ locations. Fiat on/off ramps with compliance baked in.

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IP & Licensing

Prove ownership before you need to

Decentralized, timestamped proof of ownership for software licenses, patents, and trade secrets that holds up in disputes.

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Healthcare & Insurance

Credentials without data leaks

Verify provider credentials and patient consent across organizations. Privacy-preserving proofs replace data sharing.

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How it works

Three steps from identity to settlement. No intermediaries. No data leaks.

01

Anchor your identity

Create a decentralized identity on Stellar. Your credentials remain under your direct control, not in a centralized custodian database.

02

Tokenize the transaction

Every payment, contract, or verification becomes a programmable token with built-in compliance and audit trails.

03

Settle instantly

Multi-signature approvals, escrow releases, and cross-border payments finalize in seconds on the Stellar network.

Built on proven infrastructure

Enterprise-grade components. Open protocols. Battle-tested networks.

Stellar Network

5-second finality. Sub-cent fees. Native USDC support via MoneyGram integration.

Soroban Smart Contracts

Rust-based contracts for escrow, multi-sig approvals, and programmable compliance rules.

Zero-Knowledge Proofs

Verify identity attributes without exposing underlying data. Age, jurisdiction, accreditation—proven privately.

Azure + Rust + YottaDB

Enterprise-grade node infrastructure with geo-distributed replicas for regulatory data residency.

The infrastructure for
trust is here

Pakana is building the financial rails where identity, compliance, and settlement converge. No middlemen. No data exposure.